SwitchWize MCP

Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.

CommunityOnlineNo sign-inGlobalFreeRead-only

What it can do

    What data it sees

    Do you need an account

    No: the server works without sign-in

    Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.

    How to connect

    How to connect SwitchWize MCP to Claude

    The server address to paste into Claude settings:

    https://www.switchwize.com/api/mcp

    1. Open Claude (claude.ai or the desktop app).
    2. Go to Settings → Connectors.
    3. Click Add custom connector.
    4. Paste the server address copied below into Remote MCP server URL and click Add.
    5. In a chat, click + → Connectors and switch the new connector on.

    Custom connectors are available on Free, Pro, Max, Team and Enterprise plans (Free is limited to one). On Team and Enterprise an organization Owner adds the connector first under Organization settings → Connectors.

    Authorization

    After you click Add, a sign-in window for the service opens. Sign in with your own account and approve access. Claude never sees your password.

    How to connect SwitchWize MCP to ChatGPT

    The server address to paste into ChatGPT settings:

    https://www.switchwize.com/api/mcp

    1. Open ChatGPT in a browser (chatgpt.com). A Plus, Pro, Business, Enterprise or Edu plan is required.
    2. Turn on developer mode once: Settings → Apps → Advanced settings → Developer mode.
    3. Open Settings → Connectors and click Create.
    4. Fill in the form: Name (anything), Description (one line about what the service does), MCP server URL (copy it below).
    5. Under Authentication choose OAuth if the service requires sign-in, otherwise None. Click Create.
    6. In a new chat open + → Apps/Connectors and enable the connector.

    OpenAI has renamed this section before (Connectors → Apps/Plugins). If the label differs, search settings for "developer mode". On Business/Enterprise workspaces an admin must allow custom connectors first.

    Authorization

    On first use ChatGPT opens the service's sign-in window. Sign in and approve access.

    How to connect SwitchWize MCP to Cursor

    The server address to paste into Cursor settings:

    https://www.switchwize.com/api/mcp

    Fastest: click Open in Cursor below and confirm the prompt.

    Manually:

    1. In Cursor open Settings → Cursor Settings → MCP and click Add new global MCP server.
    2. Paste the JSON copied below into ~/.cursor/mcp.json (per project: .cursor/mcp.json in the repo root).
    3. Save the file. The server appears in the MCP list; authorize it there if asked.

    Authorization

    If the service needs sign-in, an authorize button appears next to the server in the MCP list.

    Server tool list (15)

    Raw names from tools/list. Only developers need these.

    get_top_ratesReturn top SwitchWize rates for a supported category with freshness and attribution metadata.
    get_top_hysa_ratesReturn top high-yield savings rates with freshness and attribution metadata.
    get_bank_gapEstimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
    compare_switch_savingsCompare a user's current APY with SwitchWize's current top savings APY for a balance.
    get_rate_freshnessReturn public data source freshness status and affected routes.
    get_index_datasetReturn a SwitchWize index dataset summary and recent series.
    get_bank_gap_indexReturn the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
    get_reality_scoreReturn a premium credit-card Reality Score for a card and consumer segment.
    get_card_offersReturn current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
    get_transfer_bonusesReturn current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
    get_card_changesReturn recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
    get_reward_valuationsReturn SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
    best_move_this_weekGiven the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
    get_cd_rollover_rulesReturn verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
    get_card_downgrade_pathReturn verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.