SwitchWize MCP
Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.
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What it can do
What data it sees
Do you need an account
No: the server works without sign-in
Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.
Server tool list (15)
Raw names from tools/list. Only developers need these.
| get_top_rates | Return top SwitchWize rates for a supported category with freshness and attribution metadata. |
| get_top_hysa_rates | Return top high-yield savings rates with freshness and attribution metadata. |
| get_bank_gap | Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions. |
| compare_switch_savings | Compare a user's current APY with SwitchWize's current top savings APY for a balance. |
| get_rate_freshness | Return public data source freshness status and affected routes. |
| get_index_dataset | Return a SwitchWize index dataset summary and recent series. |
| get_bank_gap_index | Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL. |
| get_reality_score | Return a premium credit-card Reality Score for a card and consumer segment. |
| get_card_offers | Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best. |
| get_transfer_bonuses | Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists. |
| get_card_changes | Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card. |
| get_reward_valuations | Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status. |
| best_move_this_week | Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move. |
| get_cd_rollover_rules | Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed. |
| get_card_downgrade_path | Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted. |