lowriskquotes-montecarlo
Monte Carlo tools: three-point cost estimation and an educational retirement drawdown simulator.
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Monte Carlo tools: three-point cost estimation and an educational retirement drawdown simulator.
Server tool list (2)
Raw names from tools/list. Only developers need these.
| monte_carlo_estimate | Run a three-point (triangular) Monte Carlo simulation over cost line items. Use when a user needs a realistic range for a quote, budget or project cost instead of a single guess. Returns total-cost percentiles (p10/p50/p80/p90) and per-item breakdown. |
| retirement_drawdown | Monte Carlo retirement drawdown simulation: given a portfolio, annual spending, horizon and equity allocation, returns the probability the money lasts, end-balance percentiles and the assumptions used (real returns, annual steps). Educational output only — always present it with its assumptions and disclaimer, never as personal financial advice. |