Bankruptcy Observer

US business bankruptcy MCP: filings, dockets, documents, case summaries.

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What it can do

    What data it sees

    Do you need an account

    An API key from the service settings is required

    US business bankruptcy MCP: filings, dockets, documents, case summaries. Free tier + subscription.

    How to connect

    How to connect Bankruptcy Observer to Claude

    The server address to paste into Claude settings:

    https://mcp.bankruptcyobserver.com/mcp

    1. Open Claude (claude.ai or the desktop app).
    2. Go to Settings → Connectors.
    3. Click Add custom connector.
    4. Paste the server address copied below into Remote MCP server URL and click Add.
    5. In a chat, click + → Connectors and switch the new connector on.

    Custom connectors are available on Free, Pro, Max, Team and Enterprise plans (Free is limited to one). On Team and Enterprise an organization Owner adds the connector first under Organization settings → Connectors.

    Authorization

    After you click Add, a sign-in window for the service opens. Sign in with your own account and approve access. Claude never sees your password.

    How to connect Bankruptcy Observer to ChatGPT

    The server address to paste into ChatGPT settings:

    https://mcp.bankruptcyobserver.com/mcp

    1. Open ChatGPT in a browser (chatgpt.com). A Plus, Pro, Business, Enterprise or Edu plan is required.
    2. Turn on developer mode once: Settings → Apps → Advanced settings → Developer mode.
    3. Open Settings → Connectors and click Create.
    4. Fill in the form: Name (anything), Description (one line about what the service does), MCP server URL (copy it below).
    5. Under Authentication choose OAuth if the service requires sign-in, otherwise None. Click Create.
    6. In a new chat open + → Apps/Connectors and enable the connector.

    OpenAI has renamed this section before (Connectors → Apps/Plugins). If the label differs, search settings for "developer mode". On Business/Enterprise workspaces an admin must allow custom connectors first.

    Authorization

    On first use ChatGPT opens the service's sign-in window. Sign in and approve access.

    How to connect Bankruptcy Observer to Cursor

    The server address to paste into Cursor settings:

    https://mcp.bankruptcyobserver.com/mcp

    Fastest: click Open in Cursor below and confirm the prompt.

    Manually:

    1. In Cursor open Settings → Cursor Settings → MCP and click Add new global MCP server.
    2. Paste the JSON copied below into ~/.cursor/mcp.json (per project: .cursor/mcp.json in the repo root).
    3. Save the file. The server appears in the MCP list; authorize it there if asked.

    Authorization

    If the service needs sign-in, an authorize button appears next to the server in the MCP list.

    Server tool list (18)

    Raw names from tools/list. Only developers need these.

    search_bankruptcy_cases_toolSearch US business bankruptcy cases by debtor name. FREE (exact/prefix, no *): limited fields, no auth. Use *term for contains (paid). Optional court filter.
    get_case_by_ein_toolLook up case by debtor EIN. Paid (full data + optional last filing date). live_update (subscribers) triggers one-time source refresh.
    get_case_by_case_number_toolLook up case(s) by short case number (e.g. 26-10543). FREE for 7-digit format (limited fields, all courts). Paid: full + live_update + court filter.
    get_cases_by_industry_toolCases by industry label or key (Hotels, Retail, real-estate, etc.). Paid.
    get_cases_by_naics_toolCases by NAICS (2-4 digits). Paid.
    get_cases_by_state_toolCases by debtor state (2-letter). Paid.
    get_cases_by_date_range_toolCases filed in date range on dateFiled. Omitting both dates defaults to yesterday. Paid.
    get_docket_entries_toolDocket entries for a case, ordered by itemNumber ascending. Each entry includes the full PACER itemText (never sliced) and docket_id — call get_document_tool with that docket_id (no accept_charge) for an inline cost preview, then again with accept_charge: true to download the PDF. Pass simple_name (preferred, see list_monitored_cases_tool) or short_case_number / case_number (e.g. 26-42901; use court_state to disambiguate). Optional docket_id, item_number, or item_from/item_to to fetch specific entries. Single Case plan: monitored cases only. limit max 50 (default 25); pass skip (or offset, or 1-based page) to walk past the first block. A page may contain fewer than limit entries so every caption stays complete for MCP clients. Response includes total, skip, limit, returned, and has_more. Optional live_update refreshes from court sources first. Subscribers only.
    get_case_summary_toolPlain-English structured summary of one case: debtor, chapter, court, case number, key dates (filed, plan confirmed, discharged, closed), asset/liability ranges, nature of business, judge, and AI-extracted case profile data when available. Pass simple_name (preferred, see list_monitored_cases_tool) or a 7-digit case_number. Subscribers only.
    get_document_cost_toolPreview the cost to download a court filing PDF. Identify the entry with docket_id (preferred) or simple_name + item_number (legacy connectors). Does not pull the document and does not charge. Same preview as get_document_tool when accept_charge/download is omitted. Confirm the cost with the user before download. Cost is $0 if already purchased, or if the PDF is already in our library and the plan has flagFreeLibrary. Free-page allowances (if any) come from plan limitDocuments and apply to billable pulls. Returns page_count, chargeable_pages, cost, plan_limit_documents, pages_used_this_period, free_pages_remaining, document_in_library, and already_owned.
    get_document_toolCourt filing PDF. Identify the entry with docket_id (preferred) OR simple_name + item_number (legacy cached connectors). Step 1: cost preview — omit accept_charge/download or set false. Step 2: after user confirms, call with accept_charge:true or download:true to purchase and download (signed URL). Returns docket_id in the preview so follow-up calls can use the hash. Pulls from PACER when needed.
    list_monitored_cases_toolList the cases on your BankruptcyObserver.com monitoring list (case_id, simple_name, name, chapter, court, case number, dateFiled, last docket date). Use get_docket_entries_tool for docket_id values passed to get_document_tool. Requires your MCP token to be linked to your subscriber account. Subscribers only.
    add_monitored_case_toolAdd a bankruptcy case to your BankruptcyObserver.com monitoring list so BKO checks the court hourly and updates the docket every business day. Pass simple_name or a 7-digit case_number (with court_state when needed). Subscribers only; respects your plan monitoring limit.
    refresh_docket_toolRequest an immediate docket refresh from court sources for one case (slower; use when you need the latest filings now). Pass simple_name or case_number. Single Case plan: monitored cases only. Full Access: any case. Subscribers only.
    get_recent_developments_toolWhat happened recently? Docket entries since a date (default: last 7 days) for one monitored case (simple_name) or ALL your monitored cases when simple_name is omitted. Newest first, with item numbers, dates, full itemText (never sliced), and counts. A page may contain fewer than limit entries so every caption stays complete. Subscribers only.
    list_plans_toolList available BKO subscription plans (sourced from VwSubscriptions where service = BKO) with current pricing and agent tiers. No auth required.
    purchase_plan_toolGet Stripe checkout URL for a plan. No auth required. Pass plan_id (from list_plans_tool) and optional email.
    check_subscription_toolCheck your MCP subscription status and remaining quota. Uses credentials from the request if api_key omitted.